Terms & Conditions

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Black Crest Capital is a registered trade name (DBA) of RGJ Consulting LLC. References in these Terms & Conditions to “Black Crest Capital,” “the Company,” “we,” “us,” or “our” refer to RGJ Consulting LLC doing business as Black Crest Capital.

1. AGREEMENT

These Terms & Conditions outline the rules and regulations governing the use of the Black Crest Capital website at blackcrestcapital.io.

By accessing this website, you agree to these Terms & Conditions. If you do not agree to these Terms & Conditions, please discontinue use of the website.

2. COOKIES

We may use cookies and similar technologies to improve website functionality, understand website usage, and enhance the user experience.

Your use of our website is also subject to our Privacy Policy, available at blackcrestcapital.io/privacy.

3. INTELLECTUAL PROPERTY

Unless otherwise stated, Black Crest Capital and/or its licensors own the intellectual property rights to the content and materials appearing on this website. All applicable intellectual property rights are reserved.

You may access website content for your personal or internal business use, subject to these Terms & Conditions.

You may not, without prior written permission, reproduce, republish, sell, rent, sublicense, duplicate, copy, or redistribute material from this website except as permitted by applicable law.

4. HYPERLINKING TO OUR CONTENT

Government agencies, search engines, news organizations, online directory distributors, and other organizations may link to our website provided that the link is not deceptive, does not falsely imply sponsorship, approval, or endorsement by Black Crest Capital, and fits within the context of the linking website.

Use of the Black Crest Capital name, logo, crest, or other branded artwork does not grant any license or other right to our trademarks or intellectual property.

We reserve the right to request removal of links to our website where appropriate.

5. THIRD-PARTY CONTENT AND LINKS

Our website may contain links to websites, services, platforms, lenders, financing providers, or other third parties that are not owned or controlled by Black Crest Capital.

We are not responsible for the content, privacy practices, availability, accuracy, products, services, or policies of third-party websites or services.

Accessing or using a third-party website or service is at your own discretion and subject to that third party's terms and policies.

6. BUSINESS FUNDING DISCLOSURE

Black Crest Capital is a business funding advisory and consulting service and is not a bank or direct lender.

Black Crest Capital may assist business owners in identifying and exploring financing opportunities offered by independent third-party lenders, funding providers, and other financial institutions.

Submission of an inquiry, application, or request for a funding review does not constitute an offer of financing and does not guarantee approval or funding.

Financing availability, approval, funding amounts, interest rates, fees, repayment terms, and other conditions are determined by the applicable third-party funding provider and may be subject to underwriting, credit review, business performance, documentation requirements, and other eligibility criteria.

Information provided on this website is for general informational purposes and should not be interpreted as a guarantee of financing or specific financing terms.

7. SMS POLICY

By providing your mobile telephone number and opting in to receive text messages, you agree to receive SMS communications from Black Crest Capital, including appointment confirmations, reminders, service-related updates, and other communications associated with your inquiry or relationship with us.

Where you have provided the appropriate consent, you may also receive occasional marketing or promotional messages.

Message frequency varies. Message and data rates may apply.

You may cancel SMS communications at any time by replying STOP to any message. After sending STOP, you may receive a confirmation message acknowledging your unsubscribe request. You will then no longer receive SMS messages from us unless you subsequently opt in again.

For assistance with our messaging program, reply HELP or contact us at funding@blackcrestcapital.io.

Wireless carriers are not liable for delayed or undelivered messages.

For information regarding how we collect, use, and protect personal information, please review our Privacy Policy at blackcrestcapital.io/privacy.

8. AGE REQUIREMENT

By opting into Black Crest Capital's SMS services, you acknowledge that you are at least 18 years of age or have reached the age of majority in your jurisdiction.

9. DISCLAIMER

To the maximum extent permitted by applicable law, the website and its content are provided for general informational purposes without warranties or representations regarding completeness, accuracy, availability, or suitability for any particular purpose.

Nothing contained on this website constitutes a guarantee that a business or individual will qualify for, receive, or obtain financing.

Nothing in these Terms & Conditions excludes or limits any liability that cannot legally be excluded or limited under applicable law.

10. CHANGES TO THESE TERMS

Black Crest Capital may update or modify these Terms & Conditions periodically. Changes will become effective when posted on this website unless otherwise stated.

Continued use of the website following the posting of revised Terms & Conditions constitutes acceptance of the updated terms.

11. CONTACT INFORMATION

Questions regarding these Terms & Conditions may be directed to:

RGJ Consulting LLC

d/b/a Black Crest Capital

1225 Bell Road, Suite A #2069

Chagrin Falls, OH 44022

Email: funding@blackcrestcapital.io

Phone: (330) 919-7738

Website: blackcrestcapital.io